The Auto-Buy feature allows you to automate your Bitcoin purchases using USDT. You can choose between “DCA” (periodic purchases) or “Buy the Dip” (buying during price drops), or the new “Auto-buy Dynamic” (smart investing with optimized market entry) to accumulate Bitcoin without having to time the market manually.

• DCA: You can schedule your Bitcoin purchases at fixed intervals, either hourly, weekly, or monthly. For hourly buys, you set the interval between 1 to 24 hours. For weekly buys, you select a day (e.g., Monday). For monthly buys, you choose a specific date. • Buy the Dip: Instead of scheduling purchases, you set a percentage drop (1–20%) from the current Bitcoin price. Whenever Bitcoin’s price drops by your chosen percentage, the system will automatically place a buy order. • Auto-buy Dynamic: Instead of setting a fixed date or drop percentage yourself, the system automatically creates a hybrid strategy. It performs regular buys to build your position and executes “Smart Dips” (buying more when the price drops) to lower your average cost automatically.

First, sign up for a SmashFi account and deposit USDT into your account. Then, choose either “DCA,” “Buy the Dip,” or “Auto-buy Dynamic.” For DCA and Buy the Dip, you’ll set a total plan budget in USDT and a specific amount to spend per buy. The system will keep executing buys based on your settings until your plan budget is fully used. For Auto-buy Dynamic, you simply set a budget. The system will then generate the optimal buying schedule for you.

With DCA, you allocate a budget (e.g., 1000 USDT) and choose how much USDT to spend per buy (e.g., 100 USDT). The system will automatically execute 100 USDT buys at the chosen interval (hourly, weekly, or monthly) until your total budget is spent.

With Buy the Dip, you set a percentage drop (e.g., 5%) from the current Bitcoin price. The system will automatically execute a buy (e.g., 100 USDT per buy) every time Bitcoin’s price falls by 5%, continuing until your total budget (e.g., 1000 USDT) is spent. The second buy order will be triggered when the Bitcoin price drops by 5% from the previous purchase price. This means the base price for triggering subsequent buy orders will keep adjusting as each new purchase is made.

Auto-buy Dynamic intelligently combines both regularity and opportunity. • Regular Accumulation: It buys small amounts periodically to ensure you stay on track with your goal. • Smart Dip Buying: The system monitors the market 24/7. When it detects a price drop (volatility), it automatically executes larger buy orders ("Smart Fills") to secure Bitcoin at a lower price.

Yes, you need to sign up for a SmashFi account and deposit USDT before enrolling in the Auto-Buy plan.

You have several options: • Invest in Boost Funds: Boost Funds allows you to earn yield on your Bitcoin via our 'Shark' arbitrage algorithm. By trading options on Deribit, it has delivered consistent returns for over 3 years. See full details in the 'Boost Funds' menu. • Hold in your SmashFi account: You can simply accumulate Bitcoin and hold it for future actions.

• SmashFi charges a 0.2% fee for standard "DCA" and "Buy the Dip" buy transactions. • However, for "Auto-buy Dynamic," a 0.5% trading fee applies as it utilizes a premium algorithm to analyze the market and optimize entry points.

You may create an unlimited number of Auto-Buy plans with no limits on the amount per plan or in total. Auto-buy Dynamic is available as one plan per user. SmashFi may introduce limits in the future based on policy updates.